Sunday 29 March 2020

financing a computer without a credit card?

Dwight Siniard: Financing a computer with the manufacturer will be very expensive. It will most likely be an unsecured line of credit and the interest rate could be at least 20% after an introductory rate, which typically lasts one year.I'm not sure about financing directly with stores though.

Corrina Faro: Unfortunately, yes.. I say unfortunately because to "rent to own" something like a computer is ridiculously expensive, by the time you pay it off you'll have paid double. Best to save and buy one out right... Besides "years to come" is a stretch, computers aren't like cars, they don't last 10+ years unless you put lots of money into them in replacement parts, repairs, RAM, etc... Not worth it. Never wise to look at a computer as an investment. And if you miss payments, they take the computer back, so now you're out the money you put into it and w/o a computer.... Just save up for one.....Show more

Gaston Edgcomb: DependsRetail outlets like Best Buy have a ! credit cardOnline Dell and HP have their own financing. Not sure if it includes a credit card or if it is just an installment loan.

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